If you’ve got a bit of extra cash each month, what’s the smartest thing to do with it? Should you overpay your mortgage, invest in an ISA or pay more into your pension? It sounds simple, but making the wrong choice could leave you tens of thousands of pounds worse off over the long term. We’ve crunched the numbers and uncovered which option could leave you significantly better off.
Important information: The value of investments and the income from them, can go down as well as up, so you may get back less than you invest. Investors should note that the views expressed may no longer be current and may have already been acted upon. Overseas investments will be affected by movements in currency exchange rates. Reference to specific securities should not be construed as a recommendation to buy or sell these securities and is included for the purposes of illustration only. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.
Share this podcast
What you could do next
Stay up to date with market data
Understand the investment landscape
Look for opportunities
Latest articles
Top 10 best-selling investment trusts of 2025
The most popular trusts with our investors this year
Investment winners of 2025 at a glance
Which assets would have made you the most money in 2025?